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The meaning is “Initial Coin Offering”. The ICO is basically a funds raising process. In this process, the issuer sells a new token in exchange for a cryptocurrency. The process runs under the network of an existing cryptocurrency. This cryptocurrency will be the one used to get the money.

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The term fintech comes from the words Finance and Technology. The term refers to every activity in which both industries join together. It represents the union between the technological innovations and the provision of financial products and services.

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Open-source refers to a program or software that is publicly available. This collaborative approach allows anyone outside the project to access, view, modify, and contribute new ideas to the code. As a result, open-source code is free and available for anyone. In exchange, a much larger audience is able to review and improve the code.

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